Dogsmanship - The Dog Lover's Survival Guide

Dog Health Care Insurance Info and Facts

We dog owners are devoted to our animals. If our dogs need medical care, we rush them to the veterinarian's office. Money is no object -- most of us would beg, borrow, or steal to pay for our dogs to get the care they need. With dog health care insurance, you can have peace of mind that you will always be able to afford an office visit to the veterinarian.

Dog Health Care Insurance Coverage
Petfirst Healthcare is one of the most popular dog health care insurance providers around today. When you have dog health care insurance with Petfirst, up to 90% of your visits to the vet for routine treatment and illnesses is covered. That's right, you pay only 10% of your pet's office visits for routine care.

All the dog health care insurance plans that Petfirst offers include $220 per year of routine care coverage. For most dogs, this will easily cover their wellness care, exams, and vaccinations.

What is Deductible and Co-pay?
With Petfirst, as with most dog health care insurance plans, there is no deductible for routine visits. When your dog needs care for an accident or illness, you pay a deductible of just $50 per incident. When was the last time you paid just $50 for your pet's accident or illness treatment? Once you pay your $50 deductible, your health care insurance with Petfirst pays 90% of your dog's medical expenses for the rest of its treatment for that incident.

My Dog Is Older – Can He Get an Insurance Policy Too?
Most dog insurance plans, Petfirst included, offer coverage for all dogs younger than ten years of age. If you buy insurance before your dog's tenth birthday, the insurance is renewable for your dog's entire life. Think about all the money you will save on veterinary bills and medications when you pet starts getting treatment for diseases and disorders associated with old age. With a dog health care insurance in place, you can have all your dog's ailments treated without worrying about the cost.

Additional Dog Health Care Insurance Coverage

Not only do you receive reimbursement for your out-of-pocket veterinary expenses for your dog's accident, illness, and preventive medical care, most insurers offer other benefits that every dog owner will appreciate. If your dog is lost or stolen, insurance covers the cost of "lost dog" advertisements – and pays a reward to whoever finds your dog.

No one likes to think about losing a dog because of theft or straying, but if that should happen to you, certain insurance plans will reimburse you for the amount you paid for your dog. When your pet dies, some plans reimburse for the cost of your beloved dog's burial or cremation.

Dog health care insurance takes the worry and guesswork out of providing medical care for the best-loved member of your family: your dog.